Intentional living | Ruthy Financial

How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants

Feb 213 min read

How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants

This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

Ruthy Siemens

Feb 214 min read

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

How to Prepare for Maternity/Parental Leave Part 2: Financial Readiness

Ruthy Siemens

Feb 213 min read

How to Prepare for Maternity/Parental Leave Part 2: Financial Readiness

This is Part 2 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

How to Prepare for Maternity/Parental Leave Part 1

Ruthy Siemens

Feb 215 min read

How to Prepare for Maternity/Parental Leave Part 1

It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...

Can I work Part time and Retire with a Full Pension

Ruthy Siemens

Jul 3, 20234 min read

Can I work Part time and Retire with a Full Pension

Everyone asks this question! We all want to work part time but collect a full pension. Unfortunately it doesn't work that way! What is...

Ruthy Siemens

May 29, 20236 min read

How Far Does MyDoh Go?

**This blogpost is not sponsored by RBC or MyDoh. This is my personal opinion and review of the fintech app.** I would have started...

First Home Savings Account for Canadians! Mix of TFSA and RRSP!

Ruthy Siemens

Apr 1, 20233 min read

First Home Savings Account for Canadians! Mix of TFSA and RRSP!

Guess what? Buying a house can be expensive in Canada! *Insert Sarcasm here* According to the Canadian Real Estate Association, Canada’s...

Ruthy Siemens

Aug 10, 20225 min read

Back on the Africa Mercy

Back on the Africa Mercy in Senegal! It's been a long time since I did a blogpost about our time on the Africa Mercy. I've been sending...

Ruthy Siemens

Aug 2, 20224 min read

4 Tips for Beginner Investors

Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...

10 Ways to have a Satisfyingly Fantastically Frugal Vacation!

Ruthy Siemens

May 5, 20226 min read

10 Ways to have a Satisfyingly Fantastically Frugal Vacation!

Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...

7 Ways Canadians Can Thrive during Rising inflation!

Ruthy Siemens

Apr 6, 20225 min read

7 Ways Canadians Can Thrive during Rising inflation!

Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...

Ruthy Siemens

Mar 14, 20225 min read

Mercy Ship Miracles Today and Tomorrow

It's still been a hard go of constant battles of transitions, of change fatigue, if you will. Some weeks, we are not sure how we...

Ruthy Siemens

Mar 1, 20226 min read

How Do RESPs Get Paid Out?

Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP! Some of the concerns...

Ruthy Siemens

Feb 1, 20226 min read

4 Steps to Start Your RESP!

https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...

Ruthy Siemens

Feb 1, 20224 min read

Free Money for Canadian Families

Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...

Ruthy Siemens

Jan 17, 20225 min read

What are Investment Fees Costing you?

Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...

Ruthy Siemens

Jan 4, 20224 min read

Update! What's happening in 2022!

Some of you are probably quite puzzled by what we are currently doing at Mercy Ships right now. Some people think we are currently in...

5 Ways You Might Be Sabotaging Your Budget!

Ruthy Siemens

Dec 21, 20214 min read

5 Ways You Might Be Sabotaging Your Budget!

5 Ways you might be Sabotaging your Budget and how to course correct for the future!

What You Need to Know about Your Canadian Defined Benefit Pension!

Ruthy Siemens

Dec 15, 20215 min read

What You Need to Know about Your Canadian Defined Benefit Pension!

What do you know about your pension? Last November during Financial Literacy month, I set about trying to sit down and finally learn...

What is a Sinking Fund and Why Do I need One?

Ruthy Siemens

Nov 25, 20212 min read

What is a Sinking Fund and Why Do I need One?

A sinking fund is a fund that includes all the once a year expenses that we sometimes forget to include in our monthly budget. Quick,...