Gaining Skills | Ruthy Financial

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

Feb 214 min read

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

Ruthy Siemens

May 29, 20236 min read

How Far Does MyDoh Go?

**This blogpost is not sponsored by RBC or MyDoh. This is my personal opinion and review of the fintech app.** I would have started...

Ruthy Siemens

Aug 2, 20224 min read

4 Tips for Beginner Investors

Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...

Ruthy Siemens

Mar 14, 20225 min read

Mercy Ship Miracles Today and Tomorrow

It's still been a hard go of constant battles of transitions, of change fatigue, if you will. Some weeks, we are not sure how we...

How to Pay Less Taxes and Get a Bigger Tax Refund

Ruthy Siemens

Feb 21, 20227 min read

How to Pay Less Taxes and Get a Bigger Tax Refund

Everyone hates taxes. However taxes are the way that our government is able to provide free healthcare, free education and for all the...

Ruthy Siemens

Feb 1, 20226 min read

4 Steps to Start Your RESP!

https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...

Ruthy Siemens

Jan 17, 20225 min read

What are Investment Fees Costing you?

Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...

Ruthy Siemens

Jan 4, 20224 min read

Update! What's happening in 2022!

Some of you are probably quite puzzled by what we are currently doing at Mercy Ships right now. Some people think we are currently in...

5 Ways You Might Be Sabotaging Your Budget!

Ruthy Siemens

Dec 21, 20214 min read

5 Ways You Might Be Sabotaging Your Budget!

5 Ways you might be Sabotaging your Budget and how to course correct for the future!

High Interest Savings Accounts vs Traditional Savings accounts

Ruthy Siemens

Dec 8, 20213 min read

High Interest Savings Accounts vs Traditional Savings accounts

What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...

What is a Sinking Fund and Why Do I need One?

Ruthy Siemens

Nov 25, 20212 min read

What is a Sinking Fund and Why Do I need One?

A sinking fund is a fund that includes all the once a year expenses that we sometimes forget to include in our monthly budget. Quick,...

What is Financial Infidelity? and How Can You Get on the Same Page with your Spouse?

Ruthy Siemens

Nov 16, 20219 min read

What is Financial Infidelity? and How Can You Get on the Same Page with your Spouse?

"What is Financial Infidelity and am I a victim or a perpetrator of it?" Financial infidelity is hiding your purchases and debts from your s

COVID I hate you! Encountering Hard Times...

Ruthy Siemens

Nov 10, 20215 min read

COVID I hate you! Encountering Hard Times...

Oh man, COVID is such a struggle and I'm still not over it and neither is the rest of the world. I never dreamed that we would get COVID...

For Such a Time as This...Mercy Ships Onboarding Class

Ruthy Siemens

Oct 28, 20217 min read

For Such a Time as This...Mercy Ships Onboarding Class

We have entered a weird world of transition this past month. One of our On Boarding class leaders called it a “vacation with God!” They...

First Time Canadian Homebuyers Part 3: Options for Affordable Homebuying

Ruthy Siemens

Jun 28, 20212 min read

First Time Canadian Homebuyers Part 3: Options for Affordable Homebuying

I'll be the first to admit that I had to do quite a bit of research about Canadian Homebuying rules because it's been 16 years since I...

Ruthy Siemens

Mar 30, 20215 min read

Steps to DIY Investing

Well we took the leap of DIY investing mid-January and it's been an interesting journey so far. Now, I know why my dad always said, "I don't

Ruthy Siemens

Oct 5, 20204 min read

To DIY or not to DIY!

Show yourself that you really can learn a new skill! Prove that inner voice wrong!

Ruthy Siemens

Sep 14, 20206 min read

7 Steps to Prevent Student Loans

Today I'm proposing something different. What if we didn’t have to deal with student loan debt because we avoided it like the plague or lik