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Ruthy Siemens
Feb 21, 20243 min read
How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants
This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...
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Ruthy Siemens
Feb 21, 20245 min read
How to Prepare for Maternity/Parental Leave Part 1
It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...
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Ruthy Siemens
May 29, 20236 min read
How Far Does MyDoh Go?
**This blogpost is not sponsored by RBC or MyDoh. This is my personal opinion and review of the fintech app.** I would have started...
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Ruthy Siemens
Apr 1, 20233 min read
First Home Savings Account for Canadians! Mix of TFSA and RRSP!
Guess what? Buying a house can be expensive in Canada! *Insert Sarcasm here* According to the Canadian Real Estate Association, Canada’s...
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Ruthy Siemens
Aug 2, 20224 min read
4 Tips for Beginner Investors
Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...
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Ruthy Siemens
May 5, 20226 min read
10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...
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Ruthy Siemens
Apr 6, 20225 min read
7 Ways Canadians Can Thrive during Rising inflation!
Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...
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Ruthy Siemens
Mar 1, 20226 min read
How Do RESPs Get Paid Out?
Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP! Some of the concerns...
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Ruthy Siemens
Feb 21, 20227 min read
How to Pay Less Taxes and Get a Bigger Tax Refund
Everyone hates taxes. However taxes are the way that our government is able to provide free healthcare, free education and for all the...
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Ruthy Siemens
Feb 1, 20226 min read
4 Steps to Start Your RESP!
https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...
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Ruthy Siemens
Feb 1, 20224 min read
Free Money for Canadian Families
Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...
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Ruthy Siemens
Jan 17, 20223 min read
First Impressions of Mercy Ships
It’s been 10 days and I thought I would describe my first impressions with my five senses Taste: The lunch and dinner is provided by a...
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Ruthy Siemens
Jan 17, 20225 min read
What are Investment Fees Costing you?
Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...
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Ruthy Siemens
Dec 21, 20214 min read
5 Ways You Might Be Sabotaging Your Budget!
5 Ways you might be Sabotaging your Budget and how to course correct for the future!
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Ruthy Siemens
Dec 8, 20213 min read
High Interest Savings Accounts vs Traditional Savings accounts
What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...
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Ruthy Siemens
Nov 25, 20212 min read
What is a Sinking Fund and Why Do I need One?
A sinking fund is a fund that includes all the once a year expenses that we sometimes forget to include in our monthly budget. Quick,...
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Ruthy Siemens
Nov 16, 20219 min read
What is Financial Infidelity? and How Can You Get on the Same Page with your Spouse?
"What is Financial Infidelity and am I a victim or a perpetrator of it?"
Financial infidelity is hiding your purchases and debts from your s
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Ruthy Siemens
Oct 28, 20217 min read
For Such a Time as This...Mercy Ships Onboarding Class
We have entered a weird world of transition this past month. One of our On Boarding class leaders called it a “vacation with God!” They...
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Ruthy Siemens
Jun 28, 20212 min read
First Time Canadian Homebuyers Part 3: Options for Affordable Homebuying
I'll be the first to admit that I had to do quite a bit of research about Canadian Homebuying rules because it's been 16 years since I...
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Ruthy Siemens
Jun 23, 20213 min read
First Time Canadian Homebuyers Part 2: What is the Mortgage Stress Test?
Buying your first home can be super overwhelming and confusing with all the rules and regulations, especially surrounding Mortgage Loan...
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