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Ruthy Siemens
Feb 21, 20243 min read
How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants
This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...
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Ruthy Siemens
Feb 21, 20244 min read
How to Prepare for Maternity/Parental Leave Part 3: RESP Planning
This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...
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Ruthy Siemens
Feb 21, 20245 min read
How to Prepare for Maternity/Parental Leave Part 1
It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...
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Ruthy Siemens
Jul 3, 20234 min read
Can I work Part time and Retire with a Full Pension
Everyone asks this question! We all want to work part time but collect a full pension. Unfortunately it doesn't work that way! What is...
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Ruthy Siemens
May 29, 20236 min read
How Far Does MyDoh Go?
**This blogpost is not sponsored by RBC or MyDoh. This is my personal opinion and review of the fintech app.** I would have started...
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Ruthy Siemens
Aug 2, 20224 min read
4 Tips for Beginner Investors
Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...
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Ruthy Siemens
May 5, 20226 min read
10 Ways to have a Satisfyingly Fantastically Frugal Vacation!
Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...
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Ruthy Siemens
Apr 6, 20225 min read
7 Ways Canadians Can Thrive during Rising inflation!
Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...
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Ruthy Siemens
Mar 1, 20226 min read
How Do RESPs Get Paid Out?
Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP! Some of the concerns...
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Ruthy Siemens
Feb 1, 20226 min read
4 Steps to Start Your RESP!
https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...
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Ruthy Siemens
Feb 1, 20224 min read
Free Money for Canadian Families
Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...
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Ruthy Siemens
Jan 17, 20225 min read
What are Investment Fees Costing you?
Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...
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Ruthy Siemens
Dec 15, 20215 min read
What You Need to Know about Your Canadian Defined Benefit Pension!
What do you know about your pension? Last November during Financial Literacy month, I set about trying to sit down and finally learn...
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Ruthy Siemens
Dec 8, 20213 min read
High Interest Savings Accounts vs Traditional Savings accounts
What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...
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Ruthy Siemens
Mar 30, 20215 min read
Steps to DIY Investing
Well we took the leap of DIY investing mid-January and it's been an interesting journey so far.
Now, I know why my dad always said, "I don't
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Ruthy Siemens
Mar 9, 20214 min read
Are Women Afraid of Personal Finance?
Why are we as women sometimes afraid to take ownership of our own personal finances? Or at least be equals with our partner or spouse?...
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Ruthy Siemens
Feb 22, 20212 min read
Why I'm breaking up with my Financial Advisor
(warning: this was meant to be in jest and not mean-spirited). Dear Financial Advisor It's a scary step. It's not me, it's you! I know...
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Ruthy Siemens
Feb 8, 20212 min read
How to Invest Your TFSA & RRSP
Don't make the same mistake that I did of having an RRSP for years that I was diligently adding money to, but it was never invested in anyth
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Ruthy Siemens
Feb 1, 20215 min read
RRSP & TFSA Guidelines and How Nurses Can Reduce their Taxes!
I'm a bit of a weirdo and actually look forward to tax season because I always get a refund which I think is partly due to my RRSP contribut
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Ruthy Siemens
Nov 16, 20206 min read
How compound interest could make you a Millionaire
Compound interest is a bit like fire, it can be harmful or helpful for you depending on whether you are paying it or whether you are receivi
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