Investing

How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants

Feb 213 min read

How to Prepare for Maternity/Parental Leave Part 4: CCB & Canadian Childcare Subsidies and Grants

This is the part 4 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

Ruthy Siemens

Feb 214 min read

How to Prepare for Maternity/Parental Leave Part 3: RESP Planning

This is part 3 of a 4 part series that you can read on your own or attend an Online 1 hour Workshop with similar information. Email...

How to Prepare for Maternity/Parental Leave Part 1

Ruthy Siemens

Feb 215 min read

How to Prepare for Maternity/Parental Leave Part 1

It's been a while since I went on maternity leave and things have changed a lot since then. I can honestly tell you that for the most...

Can I work Part time and Retire with a Full Pension

Ruthy Siemens

Jul 3, 20234 min read

Can I work Part time and Retire with a Full Pension

Everyone asks this question! We all want to work part time but collect a full pension. Unfortunately it doesn't work that way! What is...

Ruthy Siemens

May 29, 20236 min read

How Far Does MyDoh Go?

**This blogpost is not sponsored by RBC or MyDoh. This is my personal opinion and review of the fintech app.** I would have started...

Ruthy Siemens

Aug 2, 20224 min read

4 Tips for Beginner Investors

Whether you are deciding to become a DIY investor or deciding to go with a financial advisor, please do your research first! I'm not...

10 Ways to have a Satisfyingly Fantastically Frugal Vacation!

Ruthy Siemens

May 5, 20226 min read

10 Ways to have a Satisfyingly Fantastically Frugal Vacation!

Vacation anyone? Yes I definitely need one! or want one! As a health care worker during the pandemic and as it continues on within the...

7 Ways Canadians Can Thrive during Rising inflation!

Ruthy Siemens

Apr 6, 20225 min read

7 Ways Canadians Can Thrive during Rising inflation!

Food, gas, housing and everything else are going up in price, what do we do!? Recent stats calculate that inflation is now up to 5%! A...

Ruthy Siemens

Mar 1, 20226 min read

How Do RESPs Get Paid Out?

Registered Education Savings Plans: What are they? How do they work? First, check out 4 Steps to Start your RESP! Some of the concerns...

Ruthy Siemens

Feb 1, 20226 min read

4 Steps to Start Your RESP!

https://www.financialresuscitationwithruthy.com/post/how-do-resps-get-paid-outA couple months ago, I was asked how much was I setting...

Ruthy Siemens

Feb 1, 20224 min read

Free Money for Canadian Families

Did you know that there is new free money for families coming in 2022? Yes! What is it? Let's start with the Free Money that we already...

Ruthy Siemens

Jan 17, 20225 min read

What are Investment Fees Costing you?

Who loves fees? I think we can all agree that paying fees is right up there with getting a tooth pulled...at least in my opinion. There...

What You Need to Know about Your Canadian Defined Benefit Pension!

Ruthy Siemens

Dec 15, 20215 min read

What You Need to Know about Your Canadian Defined Benefit Pension!

What do you know about your pension? Last November during Financial Literacy month, I set about trying to sit down and finally learn...

High Interest Savings Accounts vs Traditional Savings accounts

Ruthy Siemens

Dec 8, 20213 min read

High Interest Savings Accounts vs Traditional Savings accounts

What's the difference between a Savings Account and a High Interest Savings Account? Sounds obvious, right?! A traditional savings...

Ruthy Siemens

Mar 30, 20215 min read

Steps to DIY Investing

Well we took the leap of DIY investing mid-January and it's been an interesting journey so far. Now, I know why my dad always said, "I don't

Ruthy Siemens

Mar 9, 20214 min read

Are Women Afraid of Personal Finance?

Why are we as women sometimes afraid to take ownership of our own personal finances? Or at least be equals with our partner or spouse?...

Why I'm breaking up with my Financial Advisor

Ruthy Siemens

Feb 22, 20212 min read

Why I'm breaking up with my Financial Advisor

(warning: this was meant to be in jest and not mean-spirited). Dear Financial Advisor It's a scary step. It's not me, it's you! I know...

Ruthy Siemens

Feb 8, 20212 min read

How to Invest Your TFSA & RRSP

Don't make the same mistake that I did of having an RRSP for years that I was diligently adding money to, but it was never invested in anyth

RRSP & TFSA Guidelines and How Nurses Can Reduce their Taxes!

Ruthy Siemens

Feb 1, 20215 min read

RRSP & TFSA Guidelines and How Nurses Can Reduce their Taxes!

I'm a bit of a weirdo and actually look forward to tax season because I always get a refund which I think is partly due to my RRSP contribut

How compound interest could make you a Millionaire

Ruthy Siemens

Nov 16, 20206 min read

How compound interest could make you a Millionaire

Compound interest is a bit like fire, it can be harmful or helpful for you depending on whether you are paying it or whether you are receivi